Down Payment Requirements While FHA loans can be had with as little as 3.5% down, conventional loans usually require a 20% down payment. These funds must come exclusively from FHA-approved sources, such as your savings account, money saved at home, investments you have cashed in, gift funds, etc
Can a Down Payment Be Included in an FHA Loan?. The Federal Housing Administration is the main source of low down payment programs in the U.S. The agency was created to help moderate-income.