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For those purchasing a home in their 20s and 30s, a 30-year mortgage is the obvious financing choice–in part because people of that age typically don’t have the financial means to make the higher.
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Mortgage rates valid as of 29 Aug 2019 09:31 am EDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and 10.
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