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Input your loan amount, interest, and term in the loan calculator to see how much you would pay each month. Use the loan calculator to determine your monthly payments for a simple loan. Loan Calculator | Credit Karma
Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products. Pre-approval can tell you if you’re more likely to be approved for an offer, but it’s not a guarantee of approval or any specific terms.
Secured loans require collateral, which means they typically offer lower interest rates. If you’re unable to repay a secured loan, your collateral may be used to pay off the loan. Unsecured personal loans don’t require any collateral and, as a result, can have higher interest rates.
Personal loan interest rates currently range from 6.95% to 35.89% APR, making it both one of the cheapest and one of the most expensive personal lenders, depending on your personal credit history. Loans are available for up to $40,000 and you will receive funding in as few as three days.
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Loan calculators can help you figure out whether a personal loan is the best fit for your needs. For example, a calculator can help you figure out whether you’re better off with a lower-interest rate over a lengthy term or a higher interest rate over a shorter term.
Loans, especially personal and home equity loans, can be a good way to pay for a major home project or handle a financial emergency. But before you apply for either type of loan – or an alternative, such as a home equity line of credit – do some research and decide which option best suits your needs.
Simply enter the loan amount, term and interest rate in the fields below and click calculate. This calculator can be used for mortgage, auto, or any other fixed loan types. calculate your monthly mortgage payment with Bankrate’s free mortgage calculator. See the effect of adding extra payments.