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- Bank – Arvest Bank offers a variety of mortgage loans and programs to help you get into a. Zero down payment / 100% financing; Minimal monthly mortgage insurance.usda loan requirements – Welcome to USDA Home Loans – USDA Loan Requirements. To qualify for a USDA loan the requirements are as follows: The property to be financed should be located in one of the USDA designated rural areas. If you have confusions you can take help from the Federal Home Loan Centres Counsellors to determine whether the property is eligible or not.Programs For Buying A House Usda No Down Payment Mortgage When does PMI stop on FHA, USDA, & Conventional? – When does PMI stop?. When Does PMI Stop on FHA, USDA, and Conventional Mortgage Loans May 22, 2015 / in FHA, fha rates, first time buyers, Homebuyers, low down payment, Mortgage FAQ’s, pmi, private mortgage insurance, Realtors, Team Move, USDA, USDA